Universal Credit is a benefit system introduced by the government and is currently being rolled out across the country. It replaces six means tested benefits and is designed to help people who are unemployed or on a low income. It affects people of working age.
Universal Credit is a fully digital service - this means that you have to claim online and your claim thereafter is managed online.
As a part of your Universal Credit claim you must have access to an email account as you will receive all of your claim correspondence through email.
You will need to have a transactional bank account / Building Society account / Credit Union account to receive your Universal Credit payments.
Your Universal Credit will be paid monthly in arrears; this means you will need to start to plan to budget monthly.
Find out what Universal Credit Service is available in your postcode area: